Welcome to Prosper Credit
Your trusted 24 hours Toa Payoh Money Lender in Central Singapore
- 99% loan approval rate
- Fast loan process & disbursement
- Customer-centric service from start to finish
99%
loan approval
rate
Fast
loan process
& disbursement
Customer-centric service
from start to finish
Why choose us?
Legal and regulated
We are legal and regulated by the Ministry of Law’s Registry of Moneylenders.
Fully licensed loan company in central Singapore
We are a licensed money lender in Toa Payoh Central, an authorised loan company in Singapore established since 2010.
Excellent customer service
Our friendly and empathetic loan executives are here for you every step of the way. You can even choose your preferred language.
No amount is too big or small
From $300 to $100,000, Prosper Credit can help you round the clock. We are a 24 hours money lender in Singapore — simply submit your loan application online.
No credit discrimination
We welcome applicants with bad or poor credit history. Everyone deserves the loan they need.
We prioritise your unique needs, speed & professionalism
As a dedicated licensed money lender in Toa Payoh that puts your needs first, your loan package is fully customised to your requirements and situation. Fast loan process and disbursement are part of the deal at our acclaimed loan company in central Singapore.
We prioritise your unique needs, speed & professionalism
As a dedicated licensed money lender in Toa Payoh that puts your needs first, your loan package is fully customised to your requirements and situation. Fast loan process and disbursement are part of the deal at our acclaimed loan company in central Singapore.
Our happy customers appreciate what we do
Prosper Credit’s Loan Features and Benefits
*T&Cs Apply
100% customised to your needs & requirements
Interest rate from 2.88%* per month
Instant approval with all required documents in place
Hassle-free loan process
Fully legal
Up to 12 months loan tenure
An accredited Toa Payoh money lender with more than 10 years of money lending experience, these are the types of loans we offer as a top loan company in the heart of Singapore:
- Payday Loan
- Personal Loan
- Renovation Loan
- Study Loan
- Business Loan
- Debt Consolidation Loan
- Fast Loan
- Private Loan
- Micro Loan
- Singaporeans, Singapore Permanent Residents and Foreigners
- 18 years old and above
- Able to show proof of consistent income
- Open to borrowers with bad credit history
Singapore Citizen or Permanent Resident
For Employed
The documents required include:
- IC
- Last 3 Months’ CPF Contribution Statements
- Proof of Salaries Credited to Bank Account for the Past 3 Months
For Self-Employed
The documents required include:
- IC
- Last 2 Years’ Notice of Assessment (NOA)
- Proof of income (e.g. Last 3 months’ bank statements, commission statements, income slips, etc.)
Foreigners
The documents required include:
- Passport
- Valid work pass
- Residence proof (utility bills, rental agreement, etc.)
- Proof of Salaries Credited to Bank Account for the Past 3 Months
4 Easy Steps
to Get Your Loan from a Prominent 24 Hours Toa Payoh Money Lender in Central Singapore
Apply online
Schedule a meeting
Visit our office for terms
Sign contract, get funds
*You may also apply in-person at our office during business hours.
Free Resources:
Loans & Money Lenders in Singapore
- August 26, 2023
- August 26, 2023
- April 28, 2023
Prosper Credit Pte Ltd
The Premier Choice for a Licensed Money Lender in Toa Payoh
When you need cash urgently, Prosper Credit delivers. We have emerged as a leading Toa Payoh moneylender, outperforming older and more established licensed money lenders in the region.
APPLY NOW
How do we do it?
Simple – with the help of three overarching principles:
Convenience
Speed
Professionalism
Does that sound like something you need?
Our loan executives understand that anyone looking for a fast cash or payday loan in Singapore needs cash urgently. We have designed a simplified application process that:
- Reduces the number of documents an applicant has to provide
- Reduces the number of steps in the application procedure
- Accelerates the loan approval process
- Gives cash in hand to applicants in the shortest possible time
- Reduces the number of documents an applicant has to provide
Not every Toa Payoh moneylender can offer the convenience of these steps. We choose to do so because we understand the limitations and anxieties of Toa Payoh residents.
Prosper Credit is not your generic licensed money lender. Our team is made up of people from the local community. They are the residents of your neighbourhood, your former schoolmates, and maybe even your colleagues and friends. Our competitors cannot match the level of genuine care and concern that entails.
What does Toa Payoh moneylender Prosper Credit offer?
Online loan Singapore
Licensed money lenders are required by law to have a physical office but not a website. Proper Credit runs a responsive, up-to-date, and comprehensive website for your convenience. You do not even have to leave home to get provisional approval for a loan. Just fill in the online loan application and our executives will pre-approve all eligible borrowers.
Urgent cash loan today
If you need a loan, the odds are that you need it as soon as possible. Not every Toa Payoh moneylender has the team, the capital, or the processes in place to approve your loan today. By contrast, Prospect Credit focuses on a fast turnaround for urgent cash loans. You could have the money you need in your hand within an hour!
12 month cash loans
As a Toa Payoh moneylender, we provide medium-term cash loans of 12 months. These loans, which can be in the form of a cash loan, offer the best balance between low interest rates and ample time to make payments.
1 month loan
A 1 month loan is a versatile way to get the money you need to meet emergency or regular expenses till your next paycheck. Because most applicants are paid monthly, this is the ideal payday loan in Singapore. You get the money you need today and pay back at your convenience when your salary arrives.
Everything you need under one roof
Is the loan that you need from a Toa Payoh moneylender not listed above? No problem – Prosper Credit will create a customised loan profile for you!
Unlike most other licensed money lenders, we take a very flexible approach with our clients. If you have been rejected by other lenders, come in and speak to us.
We are sure that we can find an arrangement that suits you together!